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Checking

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Business Banking - Checking Accounts

  Basic Business Checking Advantage Business Checking Premier Business Checking Community Checking
Minimum to Open $100.00 $100.00 $100.00 $1,000.00
Monthly Maintenance Fee $3.00 $10.00
(Waived with $5000.00 average collected balance)
$10.00 $7.50 if balance falls below $1000.00
(Waived for nonprofits)
Earnings Credit/Interest Eearned No No Yes Yes
Charge for Uncollected Funds No No Prime + 4% No
Reserve Requirement No No 10.00% No
Analysis Statement No No Yes No
Transaction Fees:
Each check/debit paid
First 25 Free $.25 each additional First 100 Free
$.25 each additional
$0.15 No Charge
Each deposit/credit processed First 10 Free $.25 each additional First 25 Free
$.25 each additional
$0.25 No Charge
Deposit Item Fee On-us checks
First 25 Free
All other checks
First 25 Free
$.25 each additional
On-us
checks
First 25 Free

All other
checks
First 25 Free

$.25 each additional
On-us
checks
$.05

All other checks
$.07
No Charge
ACH Debits & Credits Free Free Free Free
Ready Reserve Overdraft Protection Available Available Available Available
Sweeps Available Available Available Available
Cash Management Online Banking Available Available Available Available
Online Bill Pay Express Available Available Available Available
Business Debit Cards & Business Credit Cards Available Available Available Available
Merchant Processing Available Available Available Available
Basic Business Checking
Our Basic Business Checking Account is suitable for businesses with limited checking needs. The minimum deposit required to open the account is $100.00.
Advantage Business Checking
Advantage Business Checking Account is designed for businesses seeking expanded banking services at a reduced cost. The minimum deposit required to open the account is $100.00.
Premier Business Checking
Republic Bank’s Premier Business Checking Account works well for businesses with large volume checking needs. It also offers an earnings credit based on your average collected balance. The minimum deposit to open the account is $100.00.
Community Checking

The Community Checking Account is an interest-bearing account designated for sole proprietors, governmental units and non-profit organizations with limited transaction needs. The minimum deposit required to open the account is $1000.00.

For more information or help with setting up an account, contact us at 722-3445.

Service Charge Schedule for Optional Bank Services
Currency
Strapped No Charge
Rolled Coin $0.10/Roll
Boxed Coin $4.00/Box

Wire Transfers
Outgoing $15.00
Incoming $15.00
International $50.00

Night Deposit Bags
Vinyl (1st bag is free) $5.00/Bag
Canvas Lock Bag $25.00

Online Services
ACH/Wire Transfer Capabilities $25.00/Month
Cash Management Online Banking:
View Only No Charge
Transferring Between Internal Accounts No Charge

ACH/Direct Deposit (payroll)
Per File $8.50
Per Item (Debit or Credit) $0.08

Sweeps
Set-Up Fee $25.00 (one time fee)
Per Sweep See Banker for Current Rates
Monthly Maintenance Fee See Banker for Current Rates

ATM/Visa Check Card Service
ATM Withdrawal (not our ATM) $3.00
Replacement Card $5.00
Visa Check Card Fee No Charge

Miscellaneous Services
Stop Payments $25.00
Returned Check $5.00/Check
Redeposited Item $3.00/Item
Non-sufficient Funds (NSF) paid or returned $30.00/Item
Snapshot Statement $5.00
Analysis Stmt. (Premier Checking Account) No Charge
Account Balancing Assistance $25.00/Hour
Account Research $25.00/Hour
Ready Reserve $25.00/Year