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Types of Accounts Minimum Deposit to Open Balance Required to Obtain APY Interest Rate APY Per Check Charge Service Charge
Four Star Checking
$100.00  N/A  N/A  N/A  None  $6.00 if balance falls below $1,000.00 
  • Full-service Four Star Package
  • NetTeller Online Banking-free
  • Online Bill Pay-free
  • ATM or Visa check card (subject to qualification)
  • Free Notary service
  • Free Am-Ex Travelers Checks for one accountholder
  • VISA Credit Card-first year service charge waived (subject to qualification)
  • Ready Reserve protection available to qualified borrowers
  • Discount on Safe Deposit Box rental
  • Service Charge waived for customers over 50
  • Apply Today
    Free Checking
    $100.00  N/A  N/A  N/A  None  None 
               
  • Welcome Pack of Checks-free
  • ATM or VISA Check Card (subject to qualification)
  • NetTeller Online Banking-free
  • Online Bill Payment-free
  • Ready Reserve protection available to qualified borrowers
  • Apply Today
    Money Market Checking
    $2,500.00  $0 - $2,499.99  .05%  .05%  None  $7.50 if balance falls below $1,000.00 
      $2,500-$49,999.99  .10%  .10%     
      $50,000.00 - $99,999.99  .20%  .20%     
      $100,000-$499,999.99  .30%  .30%     
      $500,000+  .40%  .40%     
  • Tiered rate system-higher balances earn higher interest rates
  • NetTeller Online Banking-free
  • Apply Today
    NOW Checking
    $1,000.00  None  .05%  .05%  None  $7.50 if balance falls below $1,000.00 
  • No limit on transactions per month
  • Competitive interest rate
  • ATM or Visa Check Card (subject to qualification)
  • NetTeller Online Banking-free
  • Online Bill Payment-free
  • Ready Reserve Protection available to qualified borrowers
  • Apply Today

    You can apply for a checking account online, or simply stop by any of our locations.

    APY = Annual Percentage Yield; calculated as of 12/18/2014. Rates may change after the account is opened. Fees could reduce the earnings of the account.

    Important information about procedures for opening a new account:
    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

    What this means for you:
    When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.