focus on life, not on money
|Types of Accounts||Minimum Deposit to Open||Balance Required to Obtain APY||Interest Rate||APY||Service Charge|
Four Star Savings
|$100.00||No minimum balance||.10%||.10%||$5.00 if balance falls below $100.00|
|$100.00||No minimum balance||.05%||.05%||$5.00 if balance falls below $100.00|
Money Market Savings
|$2,500.00||$0-$2,499.99||.05%||.05%||$7.50 if balance falls below $1,000.00 Monthly|
|$2,500.00 - $49,999.99||.10%||.10%|
|$50,000 - $99,999.99||.20%||.20%|
|$100,000 - $499,999.99||.30%||.30%|
Money Market Index Account
|$20,000.00||$20,000.00||0.216||0.22%||$7.50 if balance falls below $1000.00.|
APY=Annual Percentage Yield. The interest rate for this account is based on 80-120% of the Money Market Annual Yield as published in the Wall Street Journal every Thursday. Rates may change weekly. Balances under $20,000 earn the same rate as the second tier of our regular Money Market Savings account. Rates, APYs, and terms are subject to change without notice.
APY = Annual Percentage Yield; calculated as of 06/23/2016. Rates may change after the account is opened. Fees could reduce the earnings of the account.
Important information about procedures for opening a new account:
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you:
When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.