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Stephen Utech

Stephen Utech

Senior Vice President of Credit Administration

Downtown Duluth Location

“I enjoy helping clients succeed by providing them the types of loan products and services that ultimately create more wealth for them. Each borrower and their business is different, and it is fun to be creative in providing them what they need and to help them resolve their concerns and problems.”

A member of the Republic Bank team since 2002, Stephen Utech brings to his position more than 39 years of banking experience. He works in all areas of lending and credit, with a special focus on commercial and industrial (C&I) loans and commercial real estate lending products and services. Stephen also manages Republic Bank’s credit area, ensuring compliance with all bank and lending regulations and procedures.

An active member of the business community, Stephen attends meetings for APEX, the private-sector-led business development engine for northeast Minnesota and northwest Wisconsin. He also serves as vice president of the Midwest Manufacturers Association (MMA) and is a member of the local MMA affiliate, the Arrowhead Manufacturing and Fabricators Association (AMFA).

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