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Business Checking and Savings Accounts

In the Business of Helping You Succeed 

Whether you’re a growing startup or an established business, Republic Bank has a variety of checking and savings options to meet your needs. Overdraft protection, online banking  and bill pay, and a host of additional services from business debit and credit cards to merchant processing and remote deposit, are available.

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Business Checking

   

Basic Business Checking

 

Advantage Business Checking

 

Premier Business Checking

 

Community Checking

Best For

Businesses with lower transaction

volumes seeking banking convenience at a reduced cost

Businesses with moderate transaction

volumes seeking expanded banking services

Larger businesses with increased account

activity seeking an earnings credit to offset service charges

Sole proprietors

Governmental units

Nonprofit organizations

Minimum Opening Deposit  $100   $100  $100  $1,000
Monthly Service Charge  $5

 $12  

Waived with $10,000 average collected balance

 $15

 $7.50 if balance falls below $1,000

Waived for nonprofits

Transaction Fees May Apply  Yes  Yes  Yes  No

Compare Business Checking

Business Checking Account Guide* X

  Basic Business Checking Advantage Business Checking Premier Checking Community Checking
Minimum to Open $100.00 $100.00 $100.00 $1,000
Monthly Maintenance Fee $5.00

$12.00
Waived with $10,000.00
average collected balance

$15.00

$7.50 if balance falls below $1,000.00
Waived for nonprofits

Earning Credit/Interest Earned No No Earnings Credit Interest Earned
Charge for Uncollected Funds yes yes Yes No
Reserve Requirements No No Yes No
Analysis Statement No No Yes No 
Each paper check/debit paid

First 25 are free
then $0.25 each

First 100 are free then $0.25 each $0.18 each No Charge
Each electronic debit paid

First 25 are free
then $0.10 each

First 100 are free
then $0.10 each

$0.10 each No Charge
Each paper deposit/credit processed

First 10 are free
then $0.25 each

First 25 are free
then $0.25 each

$0.35 each No Charge
Each electronic credit processed

First 10 are free
then $0.10 each

First 25 are free
then $0.10 each

$0.10 each No Charge
Each check deposited

First 25 are free
then $0.25 each

First 100 are free
then $0.25 each

$0.10 each No Charge
Ready Reserve Overdraft Protection1 $25 Annual fee $25 Annual fee $25 Annual fee $25 Annual fee
Sweeps Available Available Available Available
Cash Management Online Banking Available Available Available Available
Online Bill Pay Available Available Available Available
ACH Processing1        
Remote/Merchant Deposit Capture1 Available Available Available Available
Merchant Processing1 Available Available Available Available

1Subject to qualification and separate agreement
*For quick comparison only. Contact a banker for details

Business Savings

  Business Savings Business Money Market Savings
Best For  Businesses looking for a lower minimum balance and a competitive interest rate  Businesses that maintain higher balances. Interest rates are tiered based on account balance
Minimum Opening Deposit $100 $1,000
Monthly Service Charge

$5 if balance falls below $100 during the
quarterly statement cycle

$7.50 if balance falls below $1,000 during a monthly statement cycle

View Current Interest Rates

External Link Disclaimer

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Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Republic Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated, please contact Republic Bank by phone or at your nearest office. 

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