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Security and Fraud Protection

At Republic Bank, we’re committed to keeping your information confidential and secure, and we take that responsibility very seriously. The information on this page will advise you on what to do if your credit card, debit card or checkbook has been lost or stolen. You’ll also find resources about identity theft prevention.

Lost/Stolen Debit Card +

Cancel your card immediately by calling 218-733-6466 during normal business hours or 1-800-264-5578 after hours and on weekends.

Lost/Stolen Credit Card +

Cancel your card immediately by calling Elan Financial Services at 1-800-558-3424.

Lost/Stolen Checkbook +

Call 218-733-6406 immediately to stop payment on the missing checks. If calling after normal business hours, please leave a message including your name, account number and the telephone number where you can be reached.

Identity Theft +

Identity theft occurs when someone steals your personal information with the intent to commit fraud. Information such as your name, date of birth, Social Security number, mother's maiden name, etc., can be used to commit several types of fraud, including credit card, bank fraud and loan fraud.

Knowing how to protect your identity and identity theft warnings signs can help prevent identity fraud. If you suspect your identity has been stolen and are a Republic Bank customer, contact us immediately at 218-733-6406. We will help you assess the situation and take the necessary steps to help you protect your personal information.

Financial Fraud +

Below you will find links to learn how to help prevent financial fraud as well as information about what to do if you are a victim of financial fraud.

Beware of Medicare Phishing Scams 
When the phone rings and the caller identifies him or herself as a representative from Medicare, be suspicious. Medicare will not make unsolicited calls to update information, issue a new card or offer free medical equipment. Hang up and call a trusted Medicare number if you have questions about your benefits.

Financial Fraud & ID Theft: Help for Victims 
The Financial Crimes Enforcement Network lists the resources it provides to educate consumers and banks about financial fraud and scams. The resources include information and warnings on fraud involving mortgages, foreclosure rescues and insurance products; multilingual outreach materials for money services businesses and their customers; financial scam alerts; and a list of federal resources for financial crime victims.

Financial Fraud & ID Theft: is the federal government’s website to help you be safe, secure and responsible online. It features tips on avoiding scams, securing your computer and protecting your kids online.

Financial Fraud & ID Theft: Phishing 
The Anti-Phishing Working Group’s Internet Policy Committee (APWG-IPC) and the Carnegie Mellon CyLab Usable Privacy and Security Laboratory (CUPS) have joined forces to educate consumers about phishing.

Financial Fraud & ID Theft: Protect Yourself from Online Banking Fraud 
As more and more people use online channels for their banking and financial services, the increasing usage by legitimate customers has created new expanded opportunities for the criminal element and cyber-crime.

Financial Fraud & ID Theft: Report Email Scams 
Minnesota Bankers Association and several other businesses are part of a partnership called The Minnesota Fraud Enforcement Partnership. This partnership was spearheaded by the Minnesota Department of Public Safety Alcohol & Gambling Enforcement Division (AGED) to help reduce lottery and sweepstakes frauds.

There are several ways to report a scam to MNScams:

  1. Forward emails that claim you have won a prize/ask you to send money to
  2. Call toll free 1-866-347-0911
  3. Go online to and fill out the fraud complaint form
  4. Mail paper documents to Alcohol & Gambling Enforcement, Anti-Fraud Unit, 444 Cedar Street, Suite 133, St. Paul, MN 55101-5133

Financial Fraud & ID Theft: Resource for ID Theft Victims
The Federal Trade Commission has announced the launch of a new website,, a resource that makes it easier for victims to report and recover from identity theft. The website provides an interactive checklist that walks people through the recovery process and helps them understand which recovery steps should be taken upon learning their identity has been stolen. It also provides sample letters, specialized tips for specific forms of identity theft, and advice for people who have been notified that their personal information was exposed in a data breach.

Financial Fraud & ID Theft: StopFraud.Gov 
The Financial Fraud Enforcement Task Force has launched an online resource informing consumers how to protect themselves from financial fraud. Financial fraud encompasses a wide range of illegal behavior – from mortgage scams to Ponzi schemes, credit card theft to tax fraud. also features access to the latest announcements, press releases, speeches and information regarding the Financial Fraud Enforcement Task Force.

Financial Fraud & ID Theft: Tools to Detect and Prevent Identity Theft
Financial Fraud & ID Theft: Useful Consumer Protection Resources from the Federal Trade Commission []

Online Account Takeover 
American Bankers Association (ABA) has launched a webpage, "The Small Business Guide to Corporate Account Takeover." This page provides information about account takeover and how businesses can protect themselves. 

External Link Disclaimer

You will be linking to another website not owned or operated by Republic Bank. Republic Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Republic Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Republic Bank.

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Email Disclaimer

Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Republic Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated, please contact Republic Bank by phone or at your nearest office. 

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